Critical Illness Cover
This can be a bit of a morbid subject but sometimes surviving a major illness such as heart attacks, cancers and strokes bring additional pressures in terms of enforced life-style changes. These events are never planned or predicted and can cause havoc to family and business life. Policies are available to cover these and other major illnesses. They provide a lump sum cash payment to help you readjust to your change in circumstances. Cash gives you choices about how you spend your future.
Long Term Care Policies
Many people think that it is unjust that having paid a mortgage for many years to build up something to pass on in the event of death, that a potential inheritance can be eaten away by the Local Authority in payment for residential nursing care.
We can advise you on a range of solutions which could save your wealth from this and allow you to pass the money to those you originally intended.