Whenever we invest either for Retirement Options, or Savings, or Portfolio Planning we would all love double digit returns for no risk. Unfortunately that’s the problem, and you need to understand that there is a risk involved with all investments. Even cash carries an investment risk and that is that the interest rate net of any tax beats inflation.
If you cannot afford to invest either monetarily or because of risk then you ought not as your expectations will not be met.
A big influence on your attitude to risk is the time you want to invest for. If you need a certain sum of money in two years time you might have to take a more cautious approach than if you want as big a sum of money as possible in 30 years time. Your attitude to risk depends therefore on time span. If we get the fundamentals right by exploring what risk really means, and your objectives, we can blend the appropriate investment vehicles together to give you the best tax advantages.