Sickness & Accident Policies
Sickness and Accident policies are designed to give you some replacement income if you cannot work owing to accident or sickness. They usually only provide cover for a short period of up to 2 years and are known as temporary policies. They are designed to give you a basic level of cover and the price reflects this. However they can be the answer if your occupation is one which carries a degree of risk if for instance you work at heights or depths or with dangerous equipment.
Cover can be extended to include mortgage payments in the event of unemployment.